Ensure You Get Your Business Funds Back On Track Once Again

It is essential for a company owner to keep an eye on their particular spending and to be able to make sure things are all on the right track constantly. Nonetheless, there are occassions when something might arise that causes them to find it difficult accomplishing this. When this occurs, it might be a good idea for the business owner to acquire a business term loan to get everything back in line as quickly as possible.

A term loan is actually a loan made available to the business for a certain amount and to be paid over a specific amount of time. This limits the quantity they will be required to pay each period so the business owner may get just about everything back on track and simply need to be concerned about one particular payment for the loan every month. Usually, the company owner should be involved in a business valuation to be able to acquire this sort of loan. A valuation allows the lender to discover how much the organization is worth so that they understand precisely how much they’re able to loan the business proprietor to be able to help them with the predicament. With regards to the valuation on the company and the sum required for the loan, the company owner could find it isn’t challenging to have the cash they need to have.

Be sure your business spending will be on course. In case something isn’t working the way it must, contemplate obtaining a term loan to be able to make certain things are all paid off and you can get started concentrating on getting just about everything back together once again.

Find Out A Lot More Concerning Being Enviromentally Friendly And Precisely How You’ll Be Able To Help The Environment

Many people have found out about being environmentally friendly, yet are not certain what they are able to do in order to help or just how it’s actually going to effect the environment. The simple truth is, it’s critical for individuals and businesses to do just as much as possible to help the environment and also there are actually many different things a person may accomplish to help. To be able to understand exactly how they’re able to help, they are going to desire to take a look at content articles such as the ones they’ll find once they visit here that provide all the details they could require.

Most of the things an individual could do tend to be simple and thus will not require much time to become a habit. For example, the person may desire to wash just full loads of laundry as well as dishes in order to ensure they’re not wasting water if they’re cleaning. They’re going to wish to discover just how to make the most of the water they are working with for their irrigation as well as learn just how to save water whenever they may be showering or perhaps using the toilets. Many of these can be easily accomplished by ordering high quality home appliances, but others are usually very easily finished with a straightforward change in the person’s regime.

When someone visits this web-page, they are able to check out the many various ways they can help save water at home as well as how it may help the environment. They are able to furthermore discover much more regarding precisely how they can raise understanding of becoming environmentally friendly and even more things they can do as an individual to be able to aid the environment. After they begin implementing these methods to save water, they may start to uncover additional ways they are able to preserve much more. In case they pay a water bill month after month, they’re going to in addition start to see their bill decrease every month as a result of all of the water they may be saving.

In case you would like to understand a little more about exactly how you’ll be able to go green as well as get started conserving water, see online here. When you go to this page, you are able to read a lot more with regards to how to preserve water and what you’re able to do as an individual to help save the environment. Go on and have a look now in order to discover just what a few of the most effective ways to help save water are so you’ll be able to get going right now.


Home Alone with Your Own Home Business

You’re on your own. You’ve made the move to run your own home business.

It’s all up to you now to make sure your enterprise is a success. Any support you had in your previous work life, from management, co-workers, and human resources departments are gone. You are in charge. You wake up each morning to a home business that’s waiting for you right outside your bedroom door.

Assuming the setup is complete and you are in operation mode, what’s next? What do you do to keep your business on track on a day-to-day basis?

Here are a few suggestions to keep the cogs moving in your own home-based business.

Seven Steps to a Smooth Running Home Business

1. Set a work schedule: have a plan for what work you need to do and when. Include time for trips to the post office, stationery store, suppliers’ places of business and the like. It’s all part of your business and needs scheduling accordingly. Remember the old business school maxim: “Plan your work, and work your plan”.

2. Set a ‘play’ schedule: You have to know when to stop working. Let your spouse know you’re still the person they married; not a tenant occupying a workspace. Your home-based business will be better for it if you have a proper work-life balance.

3. Have necessary resources at the ready: This is associated with planning. When you begin your work day have everything you need at your fingertips. Don’t find yourself scurrying like a neurotic squirrel to find what you need to meet a deadline.

4. Keep accurate records: Accurate and up-to-date information about your home business’s performance are of great importance. Accurate records tell you if you’re making a profit or not. The tax man needs them too. If you do your own bookkeeping, that’s great. If not, pay someone a couple of hours a month to keep your records up-to-date.

5. Have a proper workspace: A home-based business means a workshop, office, or both. Ensure these spaces are clean, uncluttered and bright. You will be spending a lot of time in your workshop or office; you want them filled with as much natural light as possible. It’s conducive to productivity and a good attitude

6. Keep up-to-date: As you spend time inside, working your home business, you need to look outside once in awhile. Outside, as in, “what’s going on in my business sector?” Are you a bookkeeper working from a home office? Are there any new bookkeeping services in your region? Is there a bookkeepers’ networking chapter in your city? Do you create products from home? Is there a trade show coming up that would be suited to your goods?

7. Continue to learn: Whatever your business is, continue educating yourself on advances in your chosen field. Do you do graphic design, accounting, or writing from home? What new trends are happening in these sectors? What new software will offer the best service to your customers? What innovations are happening in a particular field that you need to learn?

Today, working from home can be the fulfillment of your career dreams. You have the ability and resources to make it happen. You will remain a going concern if you concern yourself with the above suggestions. Implement them to enhance the likelihood that you will be in the percentage that ‘makes it’ in a home business.

Tom McMullen writes articles about home business. You can find more of his articles at:


Pie for Pi Day, 2011
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Image by djwtwo
March 14th is Pi Day (3.14, get it?), and being a big ol’ geek who loves to bake, I celebrate with some Pi Pies. Two of these will get turned into entries in the annual Serious Eats Pi Day baking competetion (along with a whole slew of how-to/making-of pictures), but they’re all to share. As it happens, March 14th is also my employment anniversary, at a company whose business involves lots of math–it’s right there in the name, in fact–so some of these will make it into the office, one is heading to my daughters’ school for their teachers, and we’ll have a little bit at home.

I’ll most likely be posting pics and recipes of most of these over the next few days, as I have time. Since two of them were made for the baking contest, recipes and instructions are up over at www.instructables.com

Peach-Mango Pie with a Lattice Crust
Maple-Pecan (Approximately) Pie

(2012’s pies are here.)

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Home Business Owners Working in the Garden

It is getting towards that time again when the days are longer, the weather is brighter and warmer, and we can hopefully enjoy some sun in the garden, between the rain showers. These showers have been far and few this year and we have been spoilt by the regular sunshine. This is a great time of year for the home business owners, because it means we can get outside and enjoy some fresh air when we need a break.

Running a business from home can be very isolating, because you are constantly at home working, and you often have no need to go out at all. You can certainly get exercise without going outdoors, thanks to things like exercise bikes and now the Wii as well, but there is no substitute for getting some fresh air on a daily basis. It does your mind and body the world of good to spend some time in the garden.

Fortunately with today’s technology we can enjoy working outdoors easier than we would have been able to in the past. For example if you have a laptop and Wi-Fi you can go outside in the garden, and work on battery power for a few hours. Provided you are sitting in the shade you can do so perfectly easily and have the convenience of the internet to use as well.

A lot depends on the type of work you do of course, but most computer based work can easily be done outside if you have Wi-Fi installed in your home. You may not want to spend all day out in the garden, but you can enjoy having a few hours outside when it is the right temperature. Not too hot and not too cold. Apart from anything else you will get some sun and fresh air, and also a change of scenery. This alone is good for your health as working in your home office all the time can be very tiring, repetitive and dull.

One thing you do have to be careful of however is that you can end up being distracted from what needs to be done. Your neighbour might think you are relaxing and pop over for a coffee when you really need to be getting some work done. You might end up sunbathing when you have a deadline to meet. Alternatively you might find those weeds in your flowerbeds a bit of a distraction, and you might have to pull those out before you do anything else. If you tend to be a bit like this you have to be aware of the possibility that you will end up getting less done if you leave your home office.

If it suits you to work outside for an hour or two in the morning before coming back indoors again, try it out. Alternatively you might want to get plenty done in the early hours of the day before enjoying some of the afternoon sunshine instead. If the bulk of your work is done before you head outside, you can relax a bit more and still get something else done at the same time.

So consider the outdoors this summer, make the garden your office and enjoy the weather whilst it lasts!

Numbers And Finance
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Image by reynermedia
Feel free to use this image, just link to www.SeniorLiving.Org This microstock required lots of post processing to get the blue tint. I also needed a bounce card to get more detail in the glasses.

How To Set Up A Business At Home & Office Tour- www.athomewithnikki.com

In this video I show you how I transform a closet into my home business office space.

Here is the link to my original video where I show you how I set up my mobile office on my other channel “At Home With Nikki”: http://youtu.be/i2J9pZlDZrg

Here is my video on my other channel “At Home With Nikki” where I show you how to build the closet desk I showed in this video: http://youtu.be/xFgOt93XzHY

Here is my video on how my business planner is organized: http://youtu.be/2NfavnsVgW8

If you are interested in purchasing any of the stylus’s seen in this video from my company Nikris Designs you can go to the website at: http://www.NikrisDesigns.com to order.

If you are interested in the framed peg boards that my husband makes and sell you can check it out at his etsy shop at:

MY BLOG: http://www.athomewithnikki.com
PLEASE BE SUBSCRIBE TO MY SHOP BUSINESS YOUTUBE PAGE AT: http://www.youtube.com/nikrisdesigns

Royalty Free Music by http://audiomicro.com/royalty-free-music

Po Box 51635
Summerville, SC 29485

I am a Fullscreen Network Youtube Partner. Fullscreen is ranked as one of the TOP 3 YouTube Networks. If you would like to apply to be a part of the Fullscreen family, then you can go to the following link or if you have any questions please feel free to send me a personal message:


Numbers And Finance

Operating A Home Business

If you have been in the business world, the transition from going to work in an office every day to operating a home business may be quite astounding. After all, you are used to getting up in the morning, dressing and heading into a building to work and now you have no time clock to punch. Although that is a good thing for many, others may find the transition quite difficult and see it as a reason to sleep in rather than get up early.

Of course, you are not going to get up as early as you did when you had to drive to work but you still need to develop a schedule for yourself. Another transition that may be difficult is that of making certain that friends and family members understand you are still working and are not free to run their errands, babysit their children or go shopping with them during your working hours.

That does not mean that you can not go out to lunch on occasion because even with a home business, you will take time out for lunch and a break from working. What you do not want to do is get into the habit of doing more relaxing than working during the day or you will find yourself seeming to work twenty four hours a day trying to do what you should have done earlier in the day.

Working at home after years of working in an office means that you must learn the concept of time management. You no longer have someone telling you, directly or indirectly, what to do at any given time. Even if your former position involved supervision or management, you had to answer to someone else for your time. Now that you have a home business, you have to plan your day based upon the workload that you have with no one else to help you.

It may take a little bit of time for you to perfect your time management so that you know exactly how much you can accomplish in the time frame that you have allotted for its completion. In the beginning, you may work longer hours in order to accommodate that but once you develop a system, you may be able to work fewer hours than you did when you were working for someone else and make the same or better pay.

The key to making a smooth transition from office to home office is to take it slowly so that you do not take on more work than you can handle in the course of an eight hour day. You do not want to work more hours to accomplish the same thing you did when you were out to work, so you need to learn how to work efficiently so that you will have more time for yourself and your family.

Obinna Heche. Los Angeles – California

Delivering the best home based business ideas and
opportunities so you can work at home successfully..

Numbers And Finance
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Image by kenteegardin
I created this shot in my studio for use on my site, SeniorLiving.Org but I want to share it since it is applicable to much more than just senior retirement planning. Feel free to use this image but please give check out our website at www.SeniorLiving.Org and give us a Plus one or even a Facebook like. It is very difficult to get seniors to +1 so your help can really help us establish the site as a great resource for caregivers and seniors.


The Perfect Home Business Model For The 21st Century

So I was at my favorite Starbucks the other day down here in South Beach, Miami doing some work as I often do a few days a week. Being a Home Business Owner is great but sometimes you just need to get out of the home office once and awhile to mix things up a bit. Not to mention, Starbucks resembles a virtual office environment more and more these days. Entrepreneurs on lap tops drinking coffee everywhere you turn.

Anyways, I couldn’t help but over hear what appeared to be a “job” team meeting going on that was led by the office manager for this particular company. She was literally reading a set of rules and procedures to these folks about what they could and could not do in the office that sounded more like a 2nd grade orientation than a meeting amongst grown employees. I was actually pretty shocked.

So I couldn’t help but think about 2 things:

1. How thankful I am to be a full time, self employed Home Business Owner and Entrepreneur that does not have to abide by those rules 😉 and…

2. The famous Cash Flow Quadrant.

If you’re not familiar with the Cash Flow Quadrant you really need to be. This revolutionary concept was created by best selling author, financial expert and multi-millionaire Entrepreneur Robert Kiyosaki and has allowed him to go on to sell 20 million books world wide as a result.

In a nut shell…

The Cash Flow Quadrant is made up of 4 different types of people who make up the world of business – ALL 4 with completely different types of core values. If you haven’t seen it, it looks like this:

E for Employees (the folks at Starbucks)

S for Small Business Owners or Home Business Owners (You)

B for Big Business Owners (Donald Trump)

I for Investors (Hopefully You)

Kiyosaki says there is “a whole new set of rules out there for those who want to be rich.” Rules many are still not aware of, believe it or not.

Chances are the folks at Starbucks who were having those rules and procedures read to them have no idea that the S, the B or the I Quadrants are even available to them.

So of all the business models Robert Kiyosaki supports within the Cash Flow Quadrant, the “Direct Sales” Business Model is his favorite and he calls it the perfect business model of the 21st Century. He says: “Its not money that makes you rich, its business skills” and this is the industry where those skills are taught from the ground up, without the big price tag.

Kiyosaki also mentions the importance of control. If you’re not actively building a business you have very little control. This is an incredibly important point and one that should not be taken lightly.

Because remember, “its not money that makes you rich, its business skills” and many of those skills can be taught in the Direct Sales industry.

Andrew J. Cass is a Home Business Development Expert and Professional Marketing Consultant. He is in the top 1% of income earners in the Home Business industry. To learn insider secrets and powerful marketing strategies from the pros to help you explode your home business empire, sign up for Andrew’s FREE cutting edge Ezine at: http://www.TheHomeBusinessInsider.net

Image from page 197 of “Electric railway journal” (1908)
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Image by Internet Archive Book Images
Identifier: electricrailway481916newy
Title: Electric railway journal
Year: 1908 (1900s)
Subjects: Electric railroads
Publisher: [New York] McGraw Hill Pub. Co
Contributing Library: Smithsonian Libraries
Digitizing Sponsor: Smithsonian Libraries

View Book Page: Book Viewer
About This Book: Catalog Entry
View All Images: All Images From Book

Click here to view book online to see this illustration in context in a browseable online version of this book.

Text Appearing Before Image:
tions ofthe Delaware, Lackawanna & Western Railroad, the Central Railroad of New York and the Lehigh ValleyRailroad, as well as the City Hall. The Market Street lines furnished service from Jer-sey City on the east to and through the city of Newarkto the Oranges (East Orange, Orange, West Orangeand South Orange), to Irvington, Hilton and Spring-field, besides operating through the large industrialterritory along the Passaic River and passing the Penn-sylvania Railroad station, the Court House and alsovarious amusement parks lying west of Broad andMarket Streets. While the relief of the congestion described above,which was encountered at Broad and Market Streetsand to a less degree at other points in the business dis-trict of Newark, was, of course, the primary considera-tion in the development of the rerouteing plans, theterminal building itself had also for its object the hous-ing of the home offices of Public Service Corpora-tion of New Jersey, including the electric and gas de-

Text Appearing After Image:
PUBLIC SERVICE RAILWAY REROUTEING VIEW FROM REAR OF TERMINAL ELEVATED FLOOR LOOKING TOWARD MULBERRY STREET July 29, 1916] ELECTRIC RAILWAY JOURNAL 175 partments, as well as the railway, and, in addition, itprovided a station for the heart of the Essex division,especially for those lines of a suburban or interurbancharacter. Of necessity, the terminal had to be locatedclose to the center of the city so that passengers mightreach their destinations as conveniently as under theold operation. The site selected fits the conditions ad-mirably, being but 975 ft. from Broad and MarketStreets, and covering the entire space between ParkPlace (which is only 200 ft. across a park from BroadStreet) and Mulberry Street, to which street weretransferred many of the lines which formerly operatedon Broad Street. The location is between the Hud-son & Manhattan tube station and the City Hall, andis likewise about equally distant from the Pennsyl- (g) Transfer of suburban or interurban lines tostreets

Note About Images
Please note that these images are extracted from scanned page images that may have been digitally enhanced for readability – coloration and appearance of these illustrations may not perfectly resemble the original work.

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How To Start A Home Business

Taking the leap of faith and starting a home based business can be an exciting and daunting experience at the same time. While there are numerous reasons why people are drawn to the concept of a home based business the challenge is getting it off the ground. Unlike several decades ago, having a respectable home business was unheard off.

In fact if you didn’t have a shop front or office then you were considered to have a questionable business operation that lacked credibility. Times have certainly changed and so have our lifestyles. These days with the modern advances in technology you can comfortably setup a home business and compete successfully with much more established and larger businesses without any noticeable decrease in credibility.

In fact many of the multinational technology companies we know today as household names started out in dorm rooms, in the garage or a spare bedroom. Below are a few handy steps to help you get your home business off the ground.

1. Decide on your business structure. While you may be working from home you will still need to register the business and deciding on the business structure can be a critical decision. You hardly want to settle on a structure just because it is the easiest to setup or most cost effective only to have to restructure the whole business when it gets larger. If you don’t want to invest in an accountant to help you with this step there are some useful resources available at any local library about the different business structures and the benefits each structure can provide.

2. Decide on a name and register it. You will need to register your business name with the appropriate business authority in your area so that you can commence business operations. Rules and regulations differ from state to state and from country to country so consult your local government business department and they will be able to assist you on the forms you will need to fill out.

3. Decide on where your business is going to operate from. If you are lucky enough to have a spare room then you are pretty much set with getting your business going. You can probably get by with a table, chair, a filing cabinet, phone and computer in the early days. If you need other things relevant to your business you can get them later on when you are starting to create some turnover. Don’t worry about not have the perfect business setup from day one as your success won’t be determined by how beautiful your office looks. If you don’t have the luxury of a spare room then you might need to make do with a temporary office table that you need to setup and pack away at the end of each day.

4. Invest in business stationary. Probably the most important aspect of getting a business off the ground is making sure people know about it. Tell your friends and family that your open for business. A useful and cost effective way to promote your business is to get business cards designed and printed. While your at it you might as well print letterheads as well. With the abundance of cheap online printing companies out there this can be quite inexpensive and certainly well worth the small investment. Either use the available templates provided by your printer or engage the services of a cheap graphic designer from your local university to get them designed for you.

5. Start marketing. Its all well and good to have your business open but in order for it to stay open you need to have customers. Unlike having a shop front or office people aren’t going to just stumble across your business and wonder in your doors. You are going to need to do some leg work. Whether it be a telemarketing campaign or a direct mail campaign you are going to be the one that needs to do that if you want your business to grow. There are many wonderful small business associations that you can join that can give you useful advice and resources on how best to maximize your small marketing budget most effectively.

Starting a small business can be such a rewarding experience and once of the ground the fun is just beginning.

For more personal growth articles visit: http://www.personalgrowthunlimited.com

The Black & White Cafe St Paul’s… and its troubled history
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Image by brizzle born and bred
This article reviews the troubled history of The Black & White Cafe in the district St Paul’s Bristol England.

See View 2010

2003 – The owner of the Black and White Cafe says it is; a family business selling Caribbean food. The police claim it is the focal-point for drug dealers in St Paul’s and that it has been raided more times; than any other premises in Britain.

Now the city council is trying to force the sale of the building and turn a dilapidated terrace into affordable homes.

Steven Wilks’ family has owned the Black and White Cafe for more than 30 years. Its reputation has spread far and wide — but not for the quality of the traditional Jamaican food, such as. curried goat, served there.

The rundown building in the middle of a row of derelict houses is in an area notorious for drug dealers. Police have made hundreds of arrests either inside or just outside the cafe over the last two decades.

An incomplete log of incidents, operations, raids, complaints and arrests formed part of the evidence presented to a public inquiry in 2003 which will determine whether Bristol City Council can compulsorily purchase the Black and White Cafe.

The inquiry will decide whether compulsory purchase order proceedings should be allowed to go ahead on the terrace in Grosvenor Road in which the cafe stands.

The council and Knightstone Housing Association want to redevelop the terrace into seven three-bed low-cost family homes. Planning inspector Robert Sexton will draw up a report and submit it to the Secretary of State, who will announce a decision later in the year.

The log shows 54 dates on which police went into the cafe to carry out searches and make arrests for offences ranging from drug dealing to assault and robbery – There were another 164 on which police made arrests or were called to incidents outside the cafe.

One was the murder of Gary Mignott on May 1,1999, which still remains unsolved. The cafe first hit the headlines in 1980 when rioting broke out after police raided the premises and seized alcohol. During the riots a bank and a post office were attacked and a row of shops and a warehouse in Brighton Street were set alight.

Twelve police cars and several fire engines were damaged or set ablaze and more than 50 people were injured.

Since then, there have been many incidents linked to the Grosvenor Road area, none more terrifying then when members of the Aggi Crew stormed in to the Black and White Cafe, armed with guns and demanded a ‘tax’ from a rival gang of Jamaican drug dealers.

Avon and Somerset police learned about the potential bloodbath and took the unprecedented step of putting armed officers on 24-hour patrol in St Paul’s and Easton.

Most of the Aggi Crew are now back in prison and last summer police turned their attention to the remaining Jamaican dealers.

There were 41 arrests in three days of raids and since then those convicted of dealing have been receiving sentences of about five years.

Mr Wilks, who also owns a house in Redland and a restaurant in Whiteladies Road, Clifton, told the inquiry that drug dealing was rife and it would only move somewhere else if the cafe closed.

He said: "We want the chance to be in the rejuvenation programme of St Paul’s.

"I don’t want to sell my business for £500,000 or £600,000. For 30 years we have provided black food for the black community. If you want to relocate me, you will have to relocate me in Clifton but I don’t want to lose my roots."

He said the city council and Knightstone had tried to paint the most negative image they could of the cafe to get it closed. "I’ve seen this document showing all the incidents that happened in the cafe," he said.

"If somebody gets stabbed in Ashley Road, then the newspapers will say they got shot outside the Black and White Cafe. Anything that happens always get re-directed so that it happened outside the cafe but the taxman is still taking his money"

He said: "I don’t sell drugs. I’ve got a business in Whiteladies Road and if you were to ask if there were drug activities up there in Clifton, ‘I don’t think so’ because they would never allow it. The cafe has been subject to negative press since day one but closing the cafe is not going to change the drug situation in St Paul’s. St Paul’s is rife with drugs.

"Crack cocaine has mashed up the community and we have all felt that, myself included."

2003 article

Hidden behind deeply tinted windows, the Black and White Cafe in the St Paul’s district of Bristol has a tiny formica counter where you can buy traditional Caribbean fare such as ackee, saltfish, curried goat and jerk chicken. But no one comes here for the food.

In a society where open dealing is no longer out of the ordinary, the Black and White Cafe stands out from the crowd as the biggest and most blatant hard drug den in Britain.

This run-down building in the middle of a row of derelict houses has been raided more times than any other premises in the country, according to Avon and Somerset police. Last weekend alone saw three separate raids which resulted in 17 arrests and the recovery of thousands of pounds worth of crack cocaine. The scene of countless shootings, stabbings and armed robberies – many of which have never been reported – the cafe is also at the epicentre of increasingly violent gang activity.

Closed down and boarded up by the city council last year, the cafe re-opened two weeks ago and ever since has been at the heart of a battle between Bristol’s indigenous drug gangs and an influx of Jamaican dealers who are attempting to take over the trade. Bristol is the latest in a long line of cities to be hit by an explosion of Yardie activity as drug gangs move their activities outside London in search of new markets.

A report presented to Cleveland police last month noted that in 2001, just one Jamaican dealer was arrested in Middlesborough for selling Class A drugs. Last year the figure was 32. Jamaican dealers have also been arrested in North and South Wales, Hull and Aberdeen but nowhere have the problems been more apparent than in Bristol. Last month officers attached to Operation Atrium, a major initiative against the city’s crack trade, arrested 56 people, 36 of whom were Jamaican nationals.

Last year the same team uncovered a bogus college in the St Paul’s area – scene in the 1980s of race riots sparked by drugs raids – which had provided long-term visas to more than 300 Jamaicans. Of those ‘students’, 45 have since been charged with drug offences, 11 with weapons charges, one with rape and another with attempted murder. A further 121 are being detained on immigration offences while 148 remain on the run.

In many cities the arrival of large numbers of Jamaicans has resulted in violent confrontations and many detectives believe it is only a matter of time before one area erupts into all out warfare. Police in Cleveland are bracing themselves for a rise in gun crime as a result of the Yardie invasion and similar fears have been expressed in Scotland and Wales. These same clashes are at the heart of the problem in Bristol and at the centre of it all is the Black and White Cafe.

During the Nineties, the city’s drug trade was in the hands of a local gang known as the Aggi crew, an acronym formed from the surnames of the founding members, but in 1998 six of the Aggi crew were jailed after being caught dealing drugs worth more than £1 million. They had been arrested in raids involving more than 300 police officers who uncovered an arsenal of firearms including shotguns, handguns and thousands of rounds of ammunition.

Last month several key members of the Aggi crew were released on probation and emerged from prison to discover that in their absence the city’s drug trade had been taken over by a Jamaican gang known as the Hype crew. Arming themselves, the Aggi crew stormed into the Black and White Cafe and demanded the Jamaicans pay ‘tax’ to them if they wanted to continue dealing in the city. Then, as a final mark of disrespect, they robbed every person in the cafe at gun point.

As they handed over their money and possessions, the Jamaicans told the Aggi crew that they would not be paying them a single penny and that the only way to resolve the argument would be with guns.

It didn’t take long for Avon and Somerset police to learn about the potential bloodbath. They responded by taking the unprecedented step of placing armed officers on 24-hour foot patrol in the most volatile areas – the streets around the Black and White Cafe and Stapleton Road in the neighbouring district of Easton. They also launched a series of raids on the homes of the Aggi crew who, as a result, have now been returned to prison.

The move has significantly reduced the threat of gang warfare but has left the drug trade solely in the hands of the Jamaicans. Often dismissed as ‘disorganised’ rather than organised crime, Jamaican dealers in Bristol have actually brought a new level of cunning to the drug business. Instead of holding wraps of crack in their mouths, the dealers on Stapleton Road placed the drugs in old Coke cans which would then be left in the gutter. After handing over their money, customers would then be directed to the nearest can. The scam made it almost impossible for police to link batches of drugs to specific dealers and gave some degree of protection from prosecution.

To prevent their merchandise being swept away, the dealers also launched a massive campaign of intimidation against the council’s utility workers. Refuse collections halted altogether in many areas as did road and pavement repairs (dealers were also hiding drugs in the cracks in the pavement). The dealers then turned their attention to the workers attempting to install CCTV systems. Within weeks Stapleton Road had become known as the ‘street of fear’ with dealers, prostitutes and muggers operating with virtual impunity. In a seven-month period, 915 crimes were recorded along a 150-metre stretch.

Although Avon and Somerset police have poured massive resources into dealing with the problem and made great progress, they admit that they are far from finding a solution. ‘We have made more than 800 arrests in the past 18 months but on the streets the problem remains as bad as ever,’ Detective Chief Inspector Neil Smart, head of Operation Atrium, told The Observer. ‘There is a lot of gun crime that we do not get to hear about and we suspect there have been drive-by shootings at the Black and White Cafe that have never been reported. The place is known around the world. Two of my officers were on assignment in Jamaica and they overheard two locals talking about the Black and White being the place to go to get drugs in Bristol.’

When The Observer visited the cafe last week it was business as usual. The air was thick with the cloying smell of cannabis and the sounds of hard reggae. A dozen people were milling about close to the pinball machine while the main room was dominated by two snooker tables, both of which were in constant use. According to local detectives the players are often the main dealers. Drugs are taped to the base of the snooker tables allowing easy access but again frustrating police efforts to link drugs to particular dealers.

An attempt to prosecute the cafe’s owner, Stephen Wilks, for allowing drugs to be sold on the premises ended in failure. Last week the city council pushed through a compulsory purchase order on the cafe which will now be demolished, though it will be at least a year before the bulldozers move in. Wilks was not available for comment.

DCI Smart believes the way forward is to introduce what he describes as ‘joined-up thinking’, ensuring his officers work alongside the probation service, Customs and the Immigration department to find ways of dealing with each new threat.

While the demise of the Black and White Cafe is unlikely to produce tears among the police force, locals are less sure. Christine Boulton, 50, works with the homeless in Bristol and has lived close to the cafe for 31 years. ‘The cafe does have a negative effect on the community but then again, if you are looking for the local bad lads, sooner or later they will always end up there. If you shut it down, all you are going to do is move the problem. If it’s not the Black and White, it will just become somewhere else.’


Some of the incidents at Black and White café recorded by police over 23 years many go un-reported:

In the 1950s and ’60s immigrants from the West Indies were encouraged to come to Bristol to live and work, and many settled around the areas of St Paul’s and Montpelier. Nightlife there took off in the Seventies, with blues clubs and all-night shebeens soon popping up (St Paul’s festival is still an annual summer event, mellow and relaxed, like a smaller, less frenetic Notting Hill carnival). In 1980, following a police raid on the popular Black and White Café, the St Paul’s riots erupted, the first of the decade’s civil disturbances.

1980: Bristol riots after police raid Black and White café.

1984: Three officers attacked by customers after going into café to arrest a man.

1986, February: Two-day riot outside café after car chase.

September: Raid at café followed by three nights of rioting.

1992, February: Person seen to leave café and conduct a drugs deal, arrested and drugs seized.

August: Two suspected drug dealers stopped by police after leaving café and drugs found.

November: Drugs seized from pool table inside café.

1995, 8 February: Known offenders seen leaving café. Found with CS gas and drugs.

1996, 3 January: Two brothers shot in a disturbance outside the café. One later died.

1997, 25 July: Police raid, £20,000 worth of drugs seized, two arrests.

13 October: People arrested for supplying drugs inside café.

1999, 1 May: Murder of Gary Mignott outside café.

6 May-summer: 32 arrests for drug dealing.

21 June: Report of hostage at café.

2000, 31 May-10 August: Numerous arrests and drug seizures at the cafe.

14 December: Sock containing drugs found inside café.

2001: Immigration arrest.

2002: 1 January: Stabbing outside café. Man seen outside café pointing a gun at a woman.

12 February: 29 arrests for drugs and immigration offences.

14-15 May: Three people convicted of conspiracy to supply controlled drugs.

22 October: Drugs seized from hole in wall inside café.

27 November: Assault on officer inside café.

2003, 13 January: Aggi Crew gang stage hold-up inside café.

23 January: Café searched by consent, drugs seized from a hole inside toilet unit and also from inside an electronic bar game.

23 April: Report of 50 people fighting outside the café.

2 May, Drug dealing reported outside cafe.

13 May: Report of dealer working day & night inside cafe, also report of people with guns inside cafe.

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